Compare Over 90% Of UK Loans

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Low interest rate loans from 5.9% APR
Personal Loans from £5,000 to £150,000
Borrow up to 125% of property value
No repayments for 5 months*
Free quote with no obligation
Bad credit OK

Simply complete the FREE Quote Application. It only takes about 60 seconds!

Sit back and relax whilst we search for the cheapest loan available for you. We have access to all the major UK Lenders.

Once you decide to go ahead, the rest of the loan application process is carried out by post, so no salesmen will call. Then, we send you your cheque. Why wait? Get your quote NOW!

Win a FREE DVD Recorder

Every loan application is automatically entered into our monthly prize draw**

We have compiled a list of the most frequently asked questions and listed them here for you. Click on the question you wish to find the answer for and you will be taken to that section.

HOW MUCH CAN I BORROW AND FOR HOW LONG?

I HAVE LITTLE OR NO EQUITY IN MY PROPERTY. CAN I STILL APPLY FOR A LOAN?

IS THERE ANY BENEFIT HAVING AN UNSECURED LOAN RATHER THAN A SECURED LOAN?

ARE THERE ANY RESTRICTIONS FOR WHAT THE LOAN CAN BE USED FOR?

HOW MUCH WILL MY LOAN COST?

WHAT INTEREST RATE WILL I BE CHARGED?

WILL IT COST ME ANYTHING TO APPLY FOR A LOAN?

WILL MY APPLICATION BE TREATED IN CONFIDENCE?

WILL YOU CONTACT MY EMPLOYER?

I'VE I'VE HAD FINANCIAL PROBLEMS IN THE PAST. CAN YOU STILL HELP?

I'M WORRIED ABOUT BECOMING ILL OR BEING MADE REDUNDANT?

CAN I BORROW AGAIN IN THE FUTURE?

CAN I USE THE LOAN TO PAY OFF EXISTING LOANS AND CREDIT CARD DEBTS?

I'M SELF-EMPLOYED. AM I STILL ELIGIBLE?

WHAT IF I MOVE HOUSE?

I AM A STUDENT. CAN I STILL APPLY?

I LIVE AT HOME WITH MY PARENTS. DOES THAT PROHIBIT ME FROM ANYTHING?

HOW LONG WILL THE LOAN TAKE TO ARRANGE?

Prism Finance is a licensed credit broker registered with the Office of Fair Trading Licence Number: 561551

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT

Typical 10.9% APR Variable

Special plans on different terms for clients with CCJ's arrears, and for the self employed without income proof. (fees may apply but only on problem cases - max 10% - no deal, no fee) Written quotations available on request. Other terms and amounts available. All finance subject to status in the United Kingdom to home owners aged 18 and over and may incur a second charge on your property.

*Only applies to certain loan products. It is not offered by all lenders and is a deferred payment product subject to status. Interest is charged from the date of completion, with payments spread over the length of the term, less 5 payments i.e.: 180 months term, interest payments will be spread across 175 months.

**As a 'Thank You' to our customers, every application automatically enters you into our monthly draw (starting in Dec 2004) where you can win a DVD Recorder. The draw will take place on the last day of each month and the winner will receive their prize, delivered to them free of charge, as soon as possible after this date. Applicants must be over 18 years old. No purchase is necessary. A list of winners will be available by writing to us at Dixcart House, Sir William Place, St Peter Port, Guernsey, Channel Islands. GY1 1GX

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